If you qualify in the prelim and mains exam, you will be called for a personal interview by the recruiting board. The most prevalent questions asked in the interview are related to bank awareness. To state a clear answer might seem delicate, but break down the answer in points. Once you have a clear perception of what you want to say, the narrative becomes effective and easy. Mentally note what you aspire to from the bank from where you are willing to give your body and soul. For instance, your priority could be a balanced life-work culture. After you have identified these parameters, you know which preferred bank where you want to work with.
Weekly current affairs, an important topic in the interview round; keep updated about current affairs happening at the national and international levels. Next, gather as much information as possible about the banking organization. Study the history, a number of branches, founder, and current CEO of the bank; get familiar with the kind of services it offers. Accumulate accurate and relevant information about the bank; the most reliable source is their official website. Study how it impacted the rural economy and its policies concerning rural development and employment. Reliable social media and newspapers are other resources from which you can gather current information about the structure and policies of the bank.
Another important aspect is to get familiar with banking terms such as IMPS, NEFT, RTGS, repo, and reverse repo rate. At first, it seems difficult to memorize that banking terminology, but as you practice, you can recall them easily. If you tend to forget a term, try to find the reason; history concept of the word makes it easier to remember it as you become fluid with these banking terminologies, which would give you an edge over other candidates. Stay updated about recent banking policies and economic reforms. Get informed about the current interest rate, repo, reverse repo, and housing loan interest rate.
Expect many questions regarding the current Indian economy, reforms, current affairs, and the role of banking in the rural and urban economy. Be updated about current events happening around the world, do not restrict yourself to economy or banking. Extend your knowledge about sports events, defense, and other aspects of life. The banking recruitment board prefers candidates with proficiency in English; prepare yourself so that you can converse in English fluidly. If you read English newspapers regularly, it will enrich your vocabulary and general awareness. Along with reading journals and magazines to widen your knowledge base so you can discuss any topic.
Most of the questions asked during the interview are associated with the weekly current affair and the resume you provide to the bank officials. Prepare yourself to answer frequently asked questions such as tell about yourself, why you want to join the particular bank, what your hobbies are, where you see yourself after five years, and so on. Reflect upon all possible questions that can be asked and craft answers that appear pragmatic. If possible, attain a mock interview. This will boost your confidence and proficiency.